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When you are faced with overwhelming debt, knowing your options is the first step to taking back control of your finances. When you work with Utah Bankruptcy Inc., we give you the tools you need to determine which option best fits your situation, decide your short-term and long-term goals, and then take the remaining steps toward achieving debt relief. You will work directly with Salt Lake City bankruptcy attorney Robert A. Eder, who will offer a free consultation, either in-person or by phone, depending on which works better for you.


Learn about stopping lawsuits
and garnishments.

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You CAN stop a

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Learn about eliminating your debt
through bankruptcy.

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Call 801-265-1836 or email us at to set up a FREE consultation. We will recommend the best option for filing bankruptcy.

Complete the mandatory credit counseling course. Click here: CREDIT COUNSELING

Visit our office to sign bankruptcy documents, then we will file your bankruptcy with the State of Utah and notify you when it's completed.

Fill out the client worksheet and creditor forms within 2 DAYS of your filing. Click here: CLIENTS

Do I Qualify?

There are many different reasons for needing to file a bankruptcy. While each filing may be for a different reason, there is a similar theme.

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Bankruptcy FAQs

Check out our FAQ page for all our commonly asked questions.

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Credit Counseling

Before the filing of a bankruptcy, the court requires that you take a credit counseling course through one of its approved agencies.

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Chapter 13

What Is Chapter 13 Bankruptcy And What You Need To Know An individual’s right to file bankruptcy in Utah serves a purpose in our society.

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Chapter 7

One option available is Chapter 7 bankruptcy. This category of bankruptcy has certain advantages as well as disadvantages you should be aware of.

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Second Mortgage Removal

If you own a home & you have more than one mortgage against your home, you may be able to remove your second mortgage & erase it in your case.

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Lawsuits & Garnishments

If you are unable to pay a debt, the creditor can file a lawsuit and, get a judgment against you.

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Utah Bankruptcy News

Read our blog for helpful information and answers to your questions.

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Contact Us

Reach out to us by phone, email or online reply form.

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Salt Lake City Resident

I highly recommend Robert Eder and Utah Bankruptcy Inc. for anyone who's even thinking about filing a bankruptcy. They are easy to talk to, know the law and have helped thousands of people seeking advice about filing bankruptcy in Utah.


Utah Bankruptcy Inc Information

Worried About Losing Your Assets During A Bankruptcy
Michelle Howard Jan 19 2016

Quite often people who are considering bankruptcy are worried that they will lose everything if they file. The answer is “no” you will not lose all of your belongings if you file a bankruptcy. Whether you file a Chapter 13 or Chapter 7 bankruptcy you are still allowed to keep most to all of your regular household items. There is no problem with keeping your typical household items such as: ..

Filing A Bankruptcy With Medical Debt
Michelle Howard Jan 14 2016

Will My Medical Debt Affect My Bankruptcy? Anyone who has experienced a serious medical problem knows that the medical charges can be insurmountable. This is especially the case for families that are barely meeting their current monthly expenses. It’s nearly impossible for such a family to be able to manage thousands of dollars in medical debt. This is one of the most common reasons for a person to consider bankruptcy. Those medical debts left unpaid ....  ..

Loan Modifications and Bankruptcy
Michelle Howard Dec 04 2015

A loan modification is when you and your mortgage company agree change the terms of your mortgage loan. It could entail any of the following changes: a reduction of interest, reduction of principal, or putting the arrears on the back end of the loan.  ..